We Help Companies Make Retirement Easier

M2B Retirement Consulting is a Pittsburgh based firm providing the full spectrum of retirement plan design, consulting, administration, and compliance to businesses large and small.

Your Retirement Plan Concierge

Design

The specific needs of the client is the focus of our work. We ascertain the unique goals of each client and strive to optimize the structure of the plan to meet those objectives.

Implement

Whether it be a new Plan or re-designing an existing Plan, we sponsor a full suite of plan documents, coordinate investment conversions and provide extensive on-boarding assistance.

Administer

We expertly handle the on-going day to day operation of various types of qualified Plans, including annual reporting and all necessary Government Compliance requirements. We also provide highly specialized testing techniques, non-compliance resolution services, and IRS/DOL audit assistance.

We are Committed to Exceeding Expectations

With over 40 years of combined experience, our founding partners have worked diligently to provide expert consulting and administrative services to thousands of clients and referral partners. We are dedicated to providing exceptional customer service while meeting each client’s retirement plan needs.

“A goal without a plan is just a wish.”
-Antoine de Saint | Exupery

Learn about our Retirement Plan Specialties

Whether it be a retirement vehicle aimed to encourage
employees to save for retirement or one structured to best maximize the retirement savings and tax deductions for the owner, we can design the appropriate plan for each and every client.

Defined Contribution

For-profit company plans, including 401(k), profit sharing, money purchase, and Davis Bacon. Using our expertise in cross-tested designs, we can tailor a plan to meet the unique objectives of our clients.

403(b)

Sponsored by non-profit entities, educational institutions or churches. Knowing the complexities and differences from other DC plans, we can add value and expertise to any 403(b) Plan regardless of size.

Defined Benefit

Including traditional DB, Cash Balance, or sponsored in combination with a DC plan design, this arrangement can significantly increase the owner’s retirement savings ability or provide a meaningful monthly pension benefit.

Specialized

Including (but not limited to) ESOP, ERSOP, ROBS, cafeteria, or non-qualified 457 plans. Unique plans such as an ESOP can be designed to invest primarily in the stock of the sponsoring employer while providing tax benefits for an owner without a buyer or wishing to share ownership with its employees.

Let’s Work Together

Our Management Team members have extensive backgrounds in the retirement plan industry and are passionate about the expertise they bring to the table. Our Team is well-versed in the various requirements of day-to-day administration as well as specialized areas including technical defined benefit and defined contribution plan issues, complex testing techniques, mergers and acquisitions, and plan terminations.

Bob McNulty
Molly Balkey
Meredith McCaskey

Are you ready to get started? Contact us today!